RIPEA sponsors group health insurance plans for members covered by Medicare. The insurance plans are through Anthem Insurance company and operate the same way as other supplemental Medicare plans. Both Comprehensive Plans mirror the Medicare Supplement Plan F and Plan G. These are excellent insurance plans that cover you anywhere in the United States; plus, they have major medical coverage that covers what Medicare won’t, including needs that arise when traveling internationally.

Members who enroll in an F or G Plan may also add the Value Plus Option to enhance coverage for certain routine expenses not covered by Medicare, such as dental, vision, and hearing exams.  The difference between the two is that Plan F pays the annual Part B deductible; and you have to meet the Plan B deductible before the G plan kicks in.

24/7 Nurse Line
Anthem Insurance plans for RIPEA make it easy to get care when and where you need it. They include a toll-free Nurse Line that is available 24 hours a day – 7 days a week to answer your health questions. Registered nurses help RIPEA members get answers about medical concerns and help them decide if they should go to the doctor’s office, emergency room, or urgent care.

Discounts
Anthem Insurance Plan members are eligible for Special Offers – discounts. These discounts include health care items, personal products and services, including by memberships.

You can enroll in Medicare Supplemental Insurance Plans:

• Within 90 days of your 65th birthday.
• Within 90 days after your retirement date.
• Annual open enrollment in December of each year.